SuperCharged Secret 5, Credit Card Utopia

LIVING IN CREDIT CARD UTOPIA

Let's just take a brief moment to recap:

If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things:

  • You now know how to take advantage of zero to low interest credit card offers.

  • You now know that there is safety in numbers, and you know the magic "Who's Who" of the major credit card companies. You know that one of them, in my opinion, stands out for consumers.

  • You now know how to take a low interest credit card with a rewards program, and convert it into a money making technology that could seriously improve your financial house.

  • You now know how to work with merchants to harness your consumer buying power, even if you have bad credit, so that you can get low interest, incentives, and discounts through buying on credit.

    With me? Good. These are all essential foundations that you need to follow in order to live in Credit-Card Utopia with me.

    And NOW?On to the FINAL, most important, MOST significant secret that I have to reveal?

    Secret # 5 revealed: Living in Credit Card Utopia:

    1) I live in a world where there is no such thing as interest rates. There is zero interest, zero annual fees, membership benefits, and perks.

    What world do you live in?

    2) I live in a world where consumers are the ones in the drivers' seat. We are powerful, powerful creatures, us buying-spending-consuming maniacs. We have the power to make our own choices about how to wield this mighty sword.

    Are YOU a powerful creature?

    3) I live in a world where plastic is a money-making technology. I don't live for plastic, and plastic does not own me. I am my own person, beholden to no one. But, plastic and I?We're business partners. At the end of the year, plastic sends me a big fat check for thousands and thousands of dollars, and I take my family on a KILLER vacation.

    Are you in business with plastic?

    4) I live in a world where nothing is impossible. Life presents obstacles, and I overcome them. NO BIG DEAL?So, while you may not be able to get into the pearly gates of Credit Card Utopia right now?.Enjoy sitting on the front porch, bartering with merchants, while you get your ducks lined up in a row.

    Are you lining up your ducks?

    5) I live in a world of goals, objectives, action plans, deadlines, and in Credit Card Utopia, good things don't come to those who wait?Good things come to those who take ACTION, and move towards their goals.

    Do you take action?

    Do you have goals?

    Are you working towards improving your life?

    LIVING IN CREDIT CARD UTOPIA

    In Credit Card Utopia, I am totally, totally satisfied. I am at peace with my credit cards, and they love me. We are the elite few. We are the ones that enjoy low interest rates, cash-back at the end of the year, and perks, perks, perks.

    And I want you here with me. There is no limit to how many of you can join me, in Credit Card Utopia?There is no population growth control, no capacity restrictions, no ceilings.

    This is Credit Card Utopia. All are welcome here.

    So, open your mind.

    Open your creative mind, and look at your life as a template for change.

    Look in every corner and every crevice, and start clearing away the cobwebs and dust-balls of your structured thinking. Find answers. Find solutions. Don't limit yourself.

    Stop thinking like a box, and start thinking like a winding, swirling, ever-changing thread of energy.

    Living in Credit Card Utopia, is not about following steps 1 through 5 (although I gladly provide you with mine).

    Living in Credit Card Utopia, is about following strange journeys carved out by mysterious neurons in your brain, to solve problems.

    I've given you 5 creative ways to tackle plastic. But, for my 5 super Turbo-Charged secrets, there must be thousands, thousands more.

    Living in Credit Card Utopia, is about looking at your obstacles, and converting them to opportunities.

    Living in Credit Card Utopia, is about taking all your assets, and maximizing them to your highest advantage.

    Living in Credit Card Utopia, is EASY?If you just open your mind to the freedom of possibilities.

    The only restriction you have, the only thing that prevents you from coming up here with me, the only thing that is getting in your way?.Is You?.

    WAIT A SECOND, WAIT A SECOND!!!! STOP!!!

    So what IS secret #5, Tom? I'm confused. What are you saying? What is this secret, "LIVING IN CREDIT CARD UTOPIA?" Spell it out for me. I don't get it?It all sounds really esoteric, and mumbo-jumbo-ish... Come down from la-la land, and tell it to us in plain, simple talk.

    I hear you cry.

    Let me rephrase,

    Let me put it another way,

    Let me finally throw all my cards on the table...

    If you want to "BE" Like me,

    And all us Utopians up here?.

    Then you need to LIVE?

    More?

    Like a Utopian.

    Still unclear? You know, there's one person that can explain it better than I?Go ask your 5 year old daughter.

    She understands. It's the way she is learning, to be just like you.

    That's secret #5, and it truly is the most important one.

    Welcome to Credit Card Utopia.

    We've enjoyed providing this information to you, and we wish you the best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.

    Publisher's Directions:

    This article may be freely distributed so long as the copyright, author's information, disclaimer, and an active link (where possible) are included.

    Disclaimer: Statements and opinions expressed in the articles, reviews and other materials herein are those of the authors. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.

    About The Author

    Tom Levine provides a solid, common sense approach to solving problems and answering questions relating to consumer loan products. His website seeks to provide free online resources for the consumer, including rate-watch, tips and articles, financial communication, news, and links to products and services. You can check out Tom's website here: http://loanresource.org, or you can email Tom at info@loanresource.org.

    • More Resources

    Unable to open RSS Feed $XMLfilename with error HTTP ERROR: 404, exiting

    More Credit Information:

    Related Articles

    Credit Cards or Store Cards - Which Is Better?
    Introduction In this article, a presentation is made of the differences between major credit cards and credit cards offered by specific stores to their customers. The purpose of this article is to provide a general overview of major credit cards and store cards to aid consumers in making decisions regarding which lines of credit lines would be the best for them in a given set of circumstances.
    How To Protect Yourself Against Credit Card Fraud
    In the high tech world of today, credit card fraud is an ever increasing problem.By 2005 it is estimated that the online payment industry will capture $12.
    Credit Cards For People With Bad Credit Scores
    Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it.
    Recognizing the Signs that You Might Need Credit Counseling
    Most families in America today have a credit card; some have two or more. The type of credit card you own, gold, platinum, ext, is almost a status symbol in society.
    Inflexible Friends and Plastic Assets, Why Money isn't Buying Love Anymore
    Consumers reject financial advice in favour of financial frivolityIt would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone.The vicious circle of debt manipulation involving banks, consumers and commercial credit companies is putting consumer spending under strain, as funds begin to dry up.
    Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers
    What is trade credit?One of the major differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer and can run their operations on an "all cash" basis.
    Credit Report - How Your Credit Score is Determined
    Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co.
    Negotiating Rates with Your Credit Card Company
    Ok, let's face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can.
    Credit Card Benefits and Drawbacks
    Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card.
    Always Avoid Payment Holidays
    Once you've been paying off a credit card for a while, you might be offered a 'payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying, as a 'special present'.
    SuperCharged Secret 5, Credit Card Utopia
    LIVING IN CREDIT CARD UTOPIALet's just take a brief moment to recap:If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things:You now know how to take advantage of zero to low interest credit card offers.You now know that there is safety in numbers, and you know the magic "Who's Who" of the major credit card companies.
    Will Inquiries Lower Your Credit Score?
    What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The "inquiry" is then reported to the credit bureaus and shows up on your credit report.
    How To Eliminate Credit Card Debt
    There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons.
    Figuring Out the Ever Nebulous Numbers Called Credit Scores
    Credit Score FactorsThe information contained on our credit reports affect every aspect of our lives; including employment, insurance, and even interest rates (mortgage, credit cards, automobiles, etc.).
    Credit Cards - The Basics
    How Lenders Operate - And How They'll Make a Tidy Fortune from the UnknowingCredit card companies might seem like immensely clever, money making enterprises that exploit every loophole to maximize the interest payments - and profits - they are taking from you every month. Nothing, however, could be further from the truth.
    Warning: Todays Non Profit Credit Counselors Are Yesterdays Bill Collectors!
    Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy!In the "debt collection biz", creditors will sell your outstanding debt along with the debt of hundreds of others to a collection agency for cash up front.The collection agencies will work this debt until they've made all the money they can.
    Credit and Its Cost
    What is Credit?Credit is money granted by a lender (or creditor) to a debtor (or borrower) whereby the lender defers receiving payment of the debt for a period. In exchange for the credit allowed, the lender will get back the money lent plus interest.
    Credit Report Hassles
    There is no end to the amount of pain that your credit report can cause you. If you have a bad credit history this is something that can follow you around and wreak havoc on your life without you even knowing it.
    What Can Happen to You as a Victim of Identity Theft, Facts & Figure
    Is identity theft really that serious? Thousands of people every year are victims of this terrible crime. Thieves use your personal information to commit fraud or other crimes in your name and can cause significant credit damage.
    Fight Credit Card Fraud with Common Sense
    By now, you have undoubtedly heard of credit card fraud, an alarming and damaging trend that is sweeping the country. Here's the bad news: It is disturbingly easy for thieves to obtain your credit card number--usually from discarded receipts or even directly from you.