Credit Information

Four Tips How Homeowners Can Rebuild Their Life After a Foreclosure


Let's face it, if you are facing the possibilities of losing your home due to a foreclosure and you think that you may never be able to purchase another home anytime soon. Keep reading.

UPS Delivers the Goods, Your Identity


Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost.

How To Protect Yourself Against Credit Card Fraud


In the high tech world of today, credit card fraud is an ever increasing problem.By 2005 it is estimated that the online payment industry will capture $12.

Watch Out For Credit Repairs


It is very easy to find a site that is neat, professional-looking, and one that offers a free three-agency credit report and free credit report without a credit card.This scam is too good to be true.

10 Ways of Reducing the Risk of Identity Theft


1- Check your credit report regularly2- Secure personal information in your home, especially if you have roommates, employ outside help, or are having work done in your home.3- minimize the amount of information someone can steal, do not carry extra credit cards, your Social Security card, birth certificate or passport in your wallet or purse, except when needed.

Which Credit Card?


Bewildered by the sheer variety of debit cards and credit cards? Here is a breakdown of some of the main types of debit and credit cards available:Debit cardYou can use a debit card to buy goods and services. A debit card is very much like a cheque, unlike a credit card, you pay for goods straight away and the money comes out of your account quickly.

Trying to Land a Job? Poor Credit Scores May Hurt Your Chances


Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report.

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report


Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others.

5 Steps You Can Take to Get Paid!


There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to get paid not wanting to contact the client for fear of appearing "desperate".

What Is A FICO Score?


A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation.

5 Ways To Prevent Credit Card Late Fees


Paying a credit card late fee is the same as throwing your money away. Late credit card payments can also hurt your credit score.

How to Save Money on Your Credit Cards


Credit card companies make their money on the 85% of us who fail to pay the outstanding balance each month. Even if you are not in a position to pay the balance each month you can still save some money if use your card wisely.

Beginners Guide to Credit


I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit.

5 Things Your Credit Card Company Keeps Quiet About


Credit Cards can bankrupt you if you let them run away from you. The various Credit Cards companies are in it for profit so they will not generally alert you to things you can do to save yourself money.

Do You Know Whats On Your Credit Report ?


It is important to know your credit rating for a number of reasons. Believe it or not there may be errors in your credit report, and it is essential that you repair them immediately.

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