Credit Information

Shoppers Beware - Tis The Season


It's the number one complaint from consumers and it only takes a moment for you to become a victim. While you search for holiday bargains, identity thieves are searching for targets - unsuspecting consumers.

Balance Transfers Can Help You Stop Putting Money Down The Drain!


As you probably know, interest rates are at all time low right now and if you aren't getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better deal. You see, credit card companies need your business in order to succeed and if you refuse to pay a penny more than you have to then you'll be doing yourself and others a big favour indeed.

How To Boost Your Credit Score


Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co.

Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?


Identity theft is the fastest growing crime according to the Federal Trade Commission (FTC). It occurs when someone takes a piece of your personal information and uses it without your knowledge to commit fraud or theft.

Building Good Business Credit After Bad Credit


Can you establish good business credit if you have bad personal credit? The answer is yes..

Your Consumer Rights


If you have ever fallen behind on your debts you already know that dealing with your creditors can be a hassle. Sometimes it can be downright humiliating.

The Top 5 Secrets to Managing Your Credit Cards-So They Won't Manage You


You've probably never heard of Frank X. McNamara, but he revolutionized the way you shop on a daily basis.

5 Ways To Raise Credit Score


It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards.

Credit Help For Renters And Others On The Horizon


Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer. Sue's on-time mortgage payments are reflected in her credit score profiled by the three major credit bureaus; Equifax, Experian and Trans Union.

Legislators Ponder New Credit Protection Laws


Legislators in Washington, D.C.

Bankruptcy Myths Busted


The average American knows very little about bankruptcy. Most people probably are aware of bankruptcy's ability to dissolve debt and give the debtor a fresh start.

Free Credit Report - Really


2005 marks the year that consumers will be able to get a free credit report each year. The roll out of the Fair and Accurate Credit Transaction Act signed into law by President Bush actually began last December 1.

Save Money and Lower your Payments by Improving or Repairing Your Credit


Having a better credit score not only represents easier access to money from lending institutions, but more importantly represents instant money in your pocket.This probably sounds like something obvious for most of people, but it isn't until you start thinking in terms of real examples and real dollars that most of us start to understand the magnitude of the benefits associated with a good credit score.

Our World Of Credit Cards! Which One Is Right For You


There are not many of us who do not have a credit card these days. But, not all of us are as wise in the area of understanding how they work and how they make money.

Understanding Credit Report Score


Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it.Your credit score is used by anyone loaning you money such as credit card companies, home loan lenders, auto loan lenders and finance companies.

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