Personal Finance Information


How to Build a Healthy Money Mindset for a Stable Financial Future


Building and managing your wealth is a lifelong process that can have major implications for you, your children and other beneficiaries. While your path to building wealth should be tailored to your circumstances, this three-pronged approach from Freddie Mac can help you plan for a stable financial future.

New Year, New Finances: Why You Should Work With a Financial Planner


As 2024 gets underway, it’s time to set new financial goals and make a plan to reach them.

Can You Trust Financial Advice You Find Online?


Can you trust the financial advice you find online, including on social media? Nope. And a majority of people already don’t trust online financial advice. According to the CFP Board Consumer Sentiment Survey — Trust, But Verify, 71% of investors indicated little to no trust in the financial planning advice received from social media.

5 Tips to Make Saving Money a Habit


It’s no secret that saving money is hard. Millions of Americans are living paycheck to paycheck and four out of 10 have less than $400 in savings.

How to Score a Financial Touchdown this Football Season


If you’re like many football fans, your love of the game comes at a cost.

How Families Can Protect Generational Wealth


A home is often the most valuable asset a family can own. It serves as a wealth-generating opportunity for current and future generations as the home’s value appreciates over time. Yet, for hundreds of thousands of people who inherited their land and homes from family members, these assets could be at risk.

Buying a House Could Be the Best Investment You Ever Make


The path to homeownership can be bumpy. Buyers must withstand bidding wars, contingencies, complex tax laws and an array of market factors beyond most anyone’s control. Still, buying a house is typically the single best investment a family can make.

Tips to Build a Stable, Sustainable Financial Future for Your Family


Building wealth is not as easy as it sounds. It can take time, discipline and a plan to keep those dollars protected. However, if done correctly, it can provide security for your family for years to come.

5 Tax-Efficient Strategies to Include in a Holistic Financial Plan


As consumers focus on filing taxes and spending returns, a new study reveals a need for increased awareness around tax-efficient financial strategies.

The Easy Way to Balance Your Checkbook


Yes, you can balance your checkbook every month to the penny with a minimum amount of time and effort. It is very important to do so in today's world to prevent yourself from becoming a victim of fraud and identity theft.

How to Spend Wisely at the Grocery Store


Whether you are packing school lunches or hosting a dinner party, you want your fridge and pantry to be stocked with the highest-quality foods for the best value. Thankfully, there’s a better way to navigate store aisles than just picking products at random and hoping for the best, one which doesn’t involve hours of product research.

3 Ways to Protect Your Finances and Your Family


To protect your finances and family in the long term, it’s important to not only reevaluate your saving and spending, but also commit to creating a more holistic financial plan.

5 Financial Tips for Newlyweds


February is the month of love and one of the most popular times of year for couples to get engaged. According to a recent study, 36% of respondents said Valentine’s Day is the most romantic day to propose.

Should I Buy or Rent a Home?


If you’re feeling stressed about rising rents and interest rates, you are not alone. Most American renters say their rents increased in the past 12 months, and for many, their wage gains didn’t keep pace. In addition, mortgage rates have reached a two-decade high.

How to Turn Your Finances Around in the Months Ahead


Many consumers are feeling financial strain after a challenging economic year in 2022. One in three Americans say they are struggling to get by or are in trouble financially, according to Lincoln Financial Group’s Consumer Sentiment Tracker.

6 Things to Consider Doing if You Can’t Pay Rent This Month


The average national rent surpassed $2,000 for the first time ever in 2022, which has made keeping up with rent payments challenging for millions of people across the United States. In fact, a recent Freddie Mac survey found that 70% of renters are concerned about making their rent payment in the short term.

Pandemic Make You More Concerned About Finances? You’re Not Alone


The COVID-19 pandemic disrupted nearly every aspect of people’s lives and, as it turns out, it also impacted their feelings about financial security and life insurance. In a national survey commissioned by Erie Insurance:


More Resources

Unable to open RSS Feed $XMLfilename with error HTTP ERROR: 403, exiting

More Personal Finance Information:

Related Articles


Planning Ahead with Your Finances
If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children, you will do well to read David Chilton's book 'The Wealthy Barber'.It will not matter if you have never heard of a mutual fund or even balanced your checkbook.
A Quck Lesson in Saving Money
Did you have a piggy bank when you were a child? I did. Mine sat empty for a long time until my mother convinced me that I should really start putting my pennies and nickels into it in order to save my money for when I was older and wanted to buy something.
How to Choose Wisely a Credit Card
So, you've made the decision to apply for a credit card. It's an important step for any consumer.
Personal Finance - Have Consumers Had a Belly Full of Personal Debt?
For months, we were trigger-swipe happy, putting our groceries, clothes, holidays and service charges on our credit cards. We wanted mortgages, we took out loans, we watched Property Ladder and What Not To Wear.
Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud
ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may still give out personal details over the phone in a cold call, or they may have redundant or dormant accounts and financial products which are susceptible to fraud.
Are You Ready To Be Fired?
Your boss has just informed you that your department is being reduced by two and you are fired. After he leaves, what are you going to do?This is not about finding a job it's about being prepared for financial change.
10 Tips To Save Money When Dining Out
Here are some tips that can help you save money when dining out. Keep in mind that these tips are intended to help you save money when dining out at a restaurant type setting.
Help With My Annuity
The cries are heard from the distance, "I need help with my annuities." Nothing has changed.
How to Draw a Personal Budget that Works
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.
10 Steps To Improve Your Financial Situation
Here are ten steps you can follow to help improve your personal financial situation and inevitably save more money:1. Pay Yourself WeeklyThis may seem a bit odd, but this is an excellent way to start building a substantial savings.
Personal Checks - Extreme Benefits
Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account.
More Money? My Cup Runneth Over...But Im Still Thirsty
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably would get worse instead of better.
Kundalini Lessons - Money
I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).I've written before about my awakening and the joys and tribulations since, and I've also mentioned that it's an ongoing process which, as far as I can tell, doesn't really end til you shuffle off this mortal coil.
Debt Management - Watch Out for Bank Fees!
During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM - 2 PM "banker's hours" are gone, replaced by a schedule that makes it easy for most people to visit when the bank is open.
Single Mother Resources Directs You Towards Success
As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.
Basic Bank Accounts Failing the Basic Needs of Consumers
The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products.
The World is Not Enough - Calling for a More Ethical Approach to Personal Finance
At a time when the entire world's attention is focused on the problems of world debt, with the Live 8 concerts, the G8 summit in Scotland, the Make Poverty History Campaign (MPH) and the various anti-poverty marches, it seems that everyone wants the world's governments to behave more ethically towards the manner in which international finance is conducted. This is obviously a laudable attitude to take, and has gained immense momentum with such a groundswell of public opinion that even the UK Chancellor, Gordon Brown, has stated he is planning to participate in the Make Poverty History demonstration in Edinburgh during the G8 summit.
Planning Your Financial Future
Millions of people give a lot of thought to financial planning but get frustrated and give up before ever making any progress. Making yourself aware of the most common reasons people fail to make a viable financial plan is the first step in reaching your financial goals.
Understanding Your Finances Can Give You Power And Choice
What is finance and what do you need to know? Finance can mean different things. It may refer to your personal financial situation.
Car Donations and Used Car Donations
Car donations and used car donations are the way many people choose to recycle their older model cars without having the headache of repairing, advertising, showing, and hopefully then selling them. Being able to get rid of an older car and at the same time gaining the benefits of charitable giving and a tax deduction are all part of the allure of used car donations.