Personal Finance Information


Credit Card Debt - Watch Your Credit Report and Your Bill


Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer.

Avoiding A Nightmare On Renovation Street


You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back?Unless you're in the building industry, most people are fairly naïve when it comes to making decisions about renovating.

The Good and the Bad of Money Management


Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.

10 Money-Saving Tips


1. If you have your haircut every 3 weeks, trygoing 4 or 5 weeks in between haircuts.

How to Save for A Down Payment


Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.

Why Live Frugally


What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys.

7 Simple Ways To Save Money


Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes - a good thing - but saving money on everyday items. Here are seven simple ways you can save money:1.

Do You Really Need the Power of Money Management Software?


I have been a loyal user of Quicken(R) for more years than I can remember. But a conversation the other day with my youngest son started me wondering whether or not I really need money management software.

Money Matters - Really!


One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter.


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