Go to Work and Grow Your Financial Security

By Dr. Glenn Mollette

Working a job that pays you money is your best assurance for financial security. In 2021 manufacturers, construction, transportation companies, any entity that sells products, drivers and almost all employers are begging for workers.

Many Americans were assisted by the large unemployment payout of the pandemic. This was initially helpful. Many people such as restaurant workers and others had lost their jobs. The flush of cash from Government kept families fed and financially stable. There has been a downside to this as now manufacturing has slowed down so much that trucks and cars have often been delayed from service because of the stall in manufacturing parts.

From October through March I waited for a part out of New York for my Ford 150 truck. Finally, it was made and delivered but with this kind of part production there have been some unhappy car owners

Many people search for get rich schemes. The best way to build wealth and financial security is to work 40 to 45 hours a week. Take some of your money and buy food and provide for your family. Pay your utility bills, make your house payment, give some to our local church or charity, make your car payment and put as much of your income as possible into an IRA through your bank, a 401k or a 403 b through where you work. Also buy safe solid stocks that have a long track record of performing well. Money will grow over time if invested wisely.

My church friend, Harold Rice insisted on putting $6 a month into my Guidestone retirement fund when I was a 17-year-old pastor. He did this every month for about a year of so until I graduated from high school and left the church. I Long forgot about that but started checking into it a couple of years back and discovered that little account has grown to over $53,000. My salary at the age of 17 was $60 per month. My Guidestone retirement investment was ten percent of what I made which was $6. Both financial figures sound funny and somewhat they were barely enough to buy my gas to the Liberty church in rural Johnson county. Over 35 years that little bit of money which might have been $100 grew to over $53,000 and is a now a nice addition to my retirement portfolio.

The bottom line to that story is that I was performing a service of work that I loved. I received a small amount of compensation and even miniature retirement pay. However, eventually it became something.

Find the best job you can find and work that job. Work as many hours as are available. Negotiate the best pay you can negotiate. Take care of your family and look for every opportunity to save money for down the road.

It starts with doing something. There is a job you can learn. So many are willing to train new employees today. Be willing, be open to learn and in a few months, it may amaze you how well you are doing and how much your money is growing. Go to work. Go somewhere to work. It's better to go somewhere and find enjoyable work than to sit home in miserable idleness wishing you had pursued the America Dream. Wishing will not get it done for you. You have to go to the opportunities. People all over America have done this during our entire existence and you can benefit your life this way as well.

Dr. Glenn Mollette is a graduate of numerous schools including Georgetown College, Southern and Lexington Seminaries in Kentucky. He is the author of 13 books including Uncommon Sense. His column is published weekly in over 600 publications in all 50 states.

More Resources

Unable to open RSS Feed $XMLfilename with error HTTP ERROR: 403, exiting

More Personal Finance Information:

Related Articles


Debt Management - Watch Out for Bank Fees!
During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM - 2 PM "banker's hours" are gone, replaced by a schedule that makes it easy for most people to visit when the bank is open.
Single Mother Resources Directs You Towards Success
As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.
Top 10 Ways Managing Your Money Is Just Like Riding a Bike
An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance.
UK Parents Inactivity Harming Their Children's Future University and Mortgage Savings
The British government at the beginning of this year officially launched its Child Trust Fund (CTF) initiative in an effort to encourage parents and children to develop the savings habit and to teach children the value of saving their own money.Chancellor, Gordon Brown said, "The Child Trust Fund is designed to ensure that every child in our country has assets and wealth and that no child is left out and all children in Britain have a stake in the wealth of the nation".
Organizing Your Finances - Thinking Outside the (Shoe) Box
If you're like most people, your personal financial records are most probably kept in less than "Good Accounting Practices" standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements - paid and unpaid alike - as well as a few tax forms, a stray paper clip and a penny.
Identity Theft - More Tips on How it Can Be Avoided
Recent security breaches at several credit card companies continue to worry Americans, as stolen financial information can lead to identity theft. Identity theft occurs when someone obtains your Social Security number and/or other vital information and uses it to pose as you.
Risky Business: You May Not be as Daring as You Think
I thought I was through with exams when I finished college. Then my financial adviser (a.
Avoiding A Nightmare On Renovation Street
You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back?Unless you're in the building industry, most people are fairly naïve when it comes to making decisions about renovating.
Budgeting is Bothersome
It doesn't take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain.
Your Dry Cleaner's Double Standard
Women are charged more for dry cleaning services. Don't fume, find a better way.
Check Facts and Figures
Are you a check fanatic? Don't worry, you aren't alone. Millions of consumers write checks every year.
Tips To Save Money At The Supermarket
Are you interested in saving money off your grocery bills? If so, then a few "Smart Shopper" tips are all you need to start saving hundreds off your grocery bills!However you must make a few changes in the manner you shop for groceries. If you are willing to do so, just follow these shopping tips and you'll be well on your way to saving a pocketful.
10 Quick And Cheap Ways To Cut Your Heating Bill
When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that it was a lot higher than you would have liked.
Retirement Income Needs---Less Than You Think?
It is widely written that you need 75% of your presentincome to maintain your present life-style in retirement. Ifyou make 100 thousand now, figure 75 thousand inretirement.
10 Tips To Save Money When Dining Out
Here are some tips that can help you save money when dining out. Keep in mind that these tips are intended to help you save money when dining out at a restaurant type setting.
Debt Management - More Ways to Save on Gas Consumption
The price of gas continues to climb, and with continued uncertainty in the Middle East, they will probably continue to do so. In California and elsewhere, prices for some grades of gas have now reached the previously unthinkable three dollars a gallon.
Are You Ready To Be Fired?
Your boss has just informed you that your department is being reduced by two and you are fired. After he leaves, what are you going to do?This is not about finding a job it's about being prepared for financial change.
Credit Card Debt - Watch Your Credit Report and Your Bill
Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer.
Five Secrets for Long-term Financial Success
Future financial success is not a guarantee that any one of us can rely upon, no matter how wealthy we are now or intend to become.There are however five future proofing financial steps that we can take to protect our current financial status, improve our future financial prospects and secure our long-term financial success.
Personal Checks - Extreme Benefits
Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account.