Elder Care Information


The Risk of Aging


Reports of physical and financial abuse of the elderly are on the rise throughout the country. It's a crime that, experts say, is largely underreported. But, a new light needs to be shed on this dirty little secret, says Dan Weber, president of the Association of Mature American Citizens [AMAC].

Ask Rusty - High earners and the Family Maximum


Dear Rusty: My question is this: If both spouses are high earners with significant Social Security contributions in their own right, delaying their benefits to get a bigger Social Security amount could mean they will exceed the maximum "family" payment.

Growing old on the streets is not easy


According to a U.S. government study 1.5 million Americans are considered to be homeless. And, while efforts are underway, and in some cases making progress toward reducing the ravages of homelessness, more needs to be done, according to Dan Weber, president of the Association of Mature American Citizens.

Ask Rusty - Divorced Multiple Times


Dear Rusty: Reading your current letter regarding Social Security benefits for ex-spouses, I pose this question: Would an individual who has had multiple marriages be entitled to distributions of Social Security for each of his or her marriages?

Aging Eyes: 3 Ways Seniors Can Protect Their Vision


While you may take healthy eyes for granted, it's important to know that as you age, you become more susceptible to conditions that can impair your vision. The effects of vision loss can be devastating, harming one's quality of life and independence.

Ask Rusty - Raiding the Social Security Trust Fund


Dear Rusty: I would like to know how much money has been taken out of Social Security by presidents, and was any paid back with or without interest on the withdrawal? Signed: Wants to Know

Ask Rusty - Can I Re-marry, or not?


Dear Rusty: After a pretty difficult 32 years of marriage and ugly divorce a few years ago, I finally found the man of my dreams.

Ask Rusty - Child Benefits Stopped at 18


Dear Rusty: I received my Social Security payment for February but not for the month of March.

Ask Rusty - WEP - Substantial Earnings Test


Dear Rusty: I turn 62 this June. I collect a State Teachers Retirement and have been told I face a windfall reduction in my SS benefits if I have less than 30 service years in SS.

Ask Rusty - Ex-spouse benefits - When you don't get


Dear Rusty: I am very confused about where I stand with Social Security. I have been divorced twice. First husband is 79; I was married to him for 10 years.

Alzheimers Care Giving While Maintaining Your Own Health


Just for a moment I want you to imagine that you are coming out of a very deep sleep. If you have ever had surgery try to remember the way you felt as you were trying to make sense of things as you awoke.

Introducing the Best Available Long Term Care Policy Guarantee


If you're 60 to 70 years old ..

Prepare to Make Long-term Care Choices


Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.

Senior Care for Alzheimer's


As a person ages, a certain amount of memory loss and confusion is quite normal. Personally, I've been known to invoke the cliché, "The older I get, the better I was!" Unfortunately, Alzheimer's disease represents a more serious loss of mental sharpness and calls for special care for seniors.

Compare Nursing Homes


Finding the best nursing home is easier than you might think. That is assuming there is more than one nursing home in your area so that you have something to compare.


More Resources

Why Everyone Over 50 Should be Training for the Senior Games
by Phil Campbell, M.S.
10 Tips to Keep a Family Caregiver from Losing Their Mind
Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful.
Ask Rusty - Can I Re-marry, or not?
Dear Rusty: After a pretty difficult 32 years of marriage and ugly divorce a few years ago, I finally found the man of my dreams.
Senior Living: 5 Ways to Help Reduce the Risk of Falling
Every year we hear stories of seniors falling, ending up in hospitals and never fully recovering. Unfortunately, these falls often result in death.
Skilled Nursing Homes - What Are They?
A skilled nursing home is a medical facility providing services similar to a hospital. The homes are staffed with licensed nurses, shared rooms, hospital beds, regular scheduled doctor rounds, meals and housekeeping.
Arizona Senior Housing: Care Options for Seniors Who Can No Longer Live Alone
The following are a few of the care options available for seniors who can no longer live on their own and require assistance with their Activities of Daily Living (ADL), or require skilled nursing care. Every state is a little different in terms of availability and cost, state regulations, and the specific names used for each care option:Assisted Living Home- A facility consisting of 10 or fewer residents in a private home setting located in residential neighborhoods.
Ask Rusty - Maximizing Widow's Benefits
Dear Rusty: I am 64 years old, born in October of 1952, and in rapidly declining health. I took my Social Security early, as soon as I was 62, and now get $1838 per month in Social Security benefits (before Medicare premiums are taken out).
Using The Proper Wheelchair Will Make Your Everyday Life Easier
If you have an injury or a health problem that restricts your mobility, you can achieve the independence you desire with a wheelchair that's just right for you. Wheelchairs are constructed for people of every size, shape, and age, and have features designed to meet the many diverse interests of users and appropriate for the various levels of assistance required.
Honey, Where Are The Car Keys?
Q: My mother is always losing, hiding and hoarding things, I am losing my mind! What can I do to get her to stop?A: This is a great question and I have a lot of material to work with.My grand mother had made me the most beautiful doilies.
The Truth About Christmas
Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system.
Who Wants to End Up in a Nursing Home? NO ONE!
As a long-term care consultant for seniors and their families I have visited many different types of facilities. But my favorite type of facility to visit is adult family homes.
Paying For Elder Care Just Got Easier
It's not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The "sandwich" generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones.
A Silly Story: The Benefits of Childis Antics for Seniors
Want to remain young at heart as you get on in years? According to the experts, there's a "silly" way that could help you grow old gracefully, with a smile on your face.
What Most Long Term Care Professionals Don't Know
Medicare recognizes this need and, therefore reimburses your residents to receive advanced behavioral health services? making them free to your facility!Psychologists provide a wide variety of valuable and testedclinical services that can provide a big shot in the arm to yournursing home care. For example:1.
The Golden Years
1) What does Adrian Mitchell say we do to people when their working lives are over?Adrian says that "when a man's too ill to work we punish him", rob him of half his income or replace it with "pocket money" and or place him in a retirement home to sit out the remainder of his live in isolation.2) What does he think about this?Adrian thinks that "the old people are being robbed" and says "to hell with retiring" he believes that the way that deal with old people (to have your ability to sport yourself removed and then being given "pocket money").
The Dryer Ate Your Underwear!
Q: My mom is in the early stages of dementia and she is also incontinent we have tried to get her to stop wearing her underpants and have her start wearing pull-up diapers, she throws the Depends out the door and puts her underpants on. Of coarse we have a lot of laundry! How should I handle this?A: This one should be fairly easy to solve.
Advocate For Senior Citizens - Protecting Against Abuse and Fraud
Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Helping Caregivers Get Comfortable Asking For Help
Becoming a care giver might not have been a conscious decision on your part. It may have arrived quietly and unnoticed because you are the adult child of your elderly parents who now require care or you may have a special needs child that exacts your constant attention or a friend or spouse has become very ill and needs your support.
Stair Lifts - Straight and Curved Rails
There are two types of stairlift. Straight and curved.
Stairlifts - Take the Struggle Out of Climbing the Stairs
Buying a stairlift can have huge benefits for your quality of life, giving you back some freedom and independence. Stairlifts can be adapted to your individual needs, so no matter what your requirements are, there'll be one to suit you.
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Related Articles

Caregiving Across The Miles-Tips for Successful Long Distance Caregiving
Caring for a parent or a loved one is a difficult job. Your duties as a caregiver become increasingly difficult as the miles increase between you and your loved one.
There's a Deficit of Knowledge About Social Security
There is a knowledge deficit among those who are approaching the age at which they become eligible for Social Security, says senior advocate Dan Weber.
Arizona Senior Housing: Care Options for Seniors Who Can No Longer Live Alone
The following are a few of the care options available for seniors who can no longer live on their own and require assistance with their Activities of Daily Living (ADL), or require skilled nursing care. Every state is a little different in terms of availability and cost, state regulations, and the specific names used for each care option:Assisted Living Home- A facility consisting of 10 or fewer residents in a private home setting located in residential neighborhoods.
Nursing Home Staffing Levels: How Much Is Enough?
During the week of February 17, 2002, headlines screamed the news - more than 92% of US nursing homes fail to have an adequate number of staff to provide quality care for elderly residents. Newspapers and radio programs based their stories on the new study the Health Care Financing Administration (HCFA) recently provided to the Senate's Special Committee on Aging.
Malls Converted to Senior Housing
Online shopping has been a big winner as a result of the COVID crisis, spiking by triple digit percentages on a year-to-year basis, says the Association of Mature American Citizens [AMAC]. But it's had a harmful effect on physical shopping destinations and across the country malls are taking a beating.
Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers
Are your clients pleased by the fine quality service that you provide? Validating your clients' endorsement of you through Certification as a Senior Approved Service will increase your client base. Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.
Ask Rusty - Divorced Multiple Times
Dear Rusty: Reading your current letter regarding Social Security benefits for ex-spouses, I pose this question: Would an individual who has had multiple marriages be entitled to distributions of Social Security for each of his or her marriages? 5 Myths You Should Know Before Choosing Elder Care
Myths associated with selecting quality nursing home care suggest quick and easy ways to identify quality care. In fact, relying on these myths can lead to disastrous results.
Baby Boomers: Will They Be Able to Afford Their Parents?
Do you worry about whether your aging parents have their "affairs in order?" You should. After all, you're the one who will have to pay unnecessary taxes and endure time-consuming court procedures if your parents don't have an effective estate plan.
Stairlifts - Take the Struggle Out of Climbing the Stairs
Buying a stairlift can have huge benefits for your quality of life, giving you back some freedom and independence. Stairlifts can be adapted to your individual needs, so no matter what your requirements are, there'll be one to suit you.
Prevent or Delay Alzheimers Disease
Argh! Where are my glasses? I put them down . .
10 Tips to Keep a Family Caregiver from Losing Their Mind
Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful.
Retiring Abroad and Leaving the Grey Skies of the UK
Retiring abroad needs careful planning. Not all countries have the same entitlement to benefits as the UK and your tax liability may be affected.
Hinged Rail Stair Lifts
If a door at the top or the bottom of the stairs may be blocked by the rail of the stairlift, there are a number of models designed to overcome this problem. Some manufacturers are able to produce a rail with reduced overhang upstairs, so the lift will not protrude as far into the hallway.
New Hope for Alzheimers Treatment
There is now widespread agreement among research scientists and medical professionals that Alzheimer's Disease (AD) is a problem quickly growing to vast proportions. As the life expectancy of Americans continues to rise, increasing the percentage of the population over 65 years of age, so does the number of Alzheimer's cases.
Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given.
The Golden Years
1) What does Adrian Mitchell say we do to people when their working lives are over?Adrian says that "when a man's too ill to work we punish him", rob him of half his income or replace it with "pocket money" and or place him in a retirement home to sit out the remainder of his live in isolation.2) What does he think about this?Adrian thinks that "the old people are being robbed" and says "to hell with retiring" he believes that the way that deal with old people (to have your ability to sport yourself removed and then being given "pocket money").
The Truth About Christmas
Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system.
As the Baby Boomers Age
Many employees today are calling in sick - not to care for themselves or their children, but to care for their aging parents. Baby boomers are rapidly moving into the role of caregivers for their parents, but with a few extra challenges due to the changing face of our workforce.
Mom Wont Participate!
Q: Six months ago we placed my mother in an assisted living facility. She gets along fairly well, but we thought she would get involved with all of the activities.
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