Are You Ready? The Health Insurance Marketplace Is Coming

No doubt you've been starting to hear about the new Health Insurance Marketplace, a key part of the health care law that will be open for business on Oct. 1. But you probably still have questions. Well, we've got answers.

The best place for the latest, most accurate information on the Marketplace is the updated website HealthCare.gov. At the site, you can learn what it is, who can apply for insurance, how to get insurance, how to lower your costs and more. The Marketplace will help you find health insurance that fits your budget and meets your needs, with less hassle. If you own a small business, there's information for you, too.

No matter where you live, you may buy insurance from private health plans that cover a comprehensive set of benefits, including doctor visits, hospital stays, preventive care and prescriptions. And plans in the Marketplace can't deny you coverage because of a pre-existing condition.

With a single application, you can also see if you qualify for Medicaid or the Children's Health Insurance Program, or savings you can use right away to lower your health insurance premiums.

Enrollment Starts Oct. 1, 2013.

Visit HealthCare.gov to Get Ready

You can read information that pertains to you, print checklists and watch videos to help you get ready to apply and enroll.

You and your family can explore every qualified health plan in your area, and fill out an application when you're ready. You'll be able to take control with better information, including details about benefits and prices presented in clear language you can understand, so you'll know what your premiums, deductibles and other costs will be before you make a choice.

Once you've decided on a plan, you don't need to go anywhere else. Starting in October, you'll be able to enroll in the Marketplace directly for coverage that begins Jan. 1, 2014.

Want help or need more information?

You can participate in a web chat on the website; or call a toll-free number, 1-800-318-2596, to speak with a customer service representative, and there will be people in your community who can help with your choices.

Visit HealthCare.gov now to get all the information you need about the Marketplace. Come back Oct. 1, fill out an application and enroll. It's that easy.

Prepared by the Department of Health and Human Services.

More Resources

Cheap Car Insurance - 7 Tips To Reduce Your Car Insurance Costs
With the cost of car insurance becoming more and more of an issue for the average American family, there are increasing numbers of people looking for cheap car insurance. But although it is possible to find cheap car insurance, the question remains, is it worth buying?Everyone knows that car insurance companies are not all equal.

Why Boat Insurance Is A Necessity
Boat insurance is necessary for all boat owners who live on or really value their boats. If it is something that you feel you must replace then you need to insure it.

Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements
The best judge of Total Disability and/or Partial Disability is "Ole" Doc Comfort your attending physician. The Medical Report he executes for the insurance company you're battling with, Rock Solid Insurance Corporation, should always contain his comments regarding the nature of your disability.

Risk Retention Groups RRG
In response to a hard insurance market in the mid 1908's, Congress passed the Liability Risk Retention Act of 1986. The legislation was intended to simplify the regulatory process for affinity groups such as doctors, real estate developers etc, who wanted to find an alternative to the and unavailability high cost of certain types of insurance coverage.

Health and Dental Insurance Quotes - Applying Online
Since 2001, large health and dental insurance companies such as BlueCross and GE Financial have offered health insurance online. As a result, individuals and small business owners have more options when purchasing insurance.

What Type of Doctor Should I See Under My HSA?
You can withdraw money from your Health Savings Account (HSA) to visit an MD, DO or a chiropractor.Since you will be writing a check or using your debit card to pay for these visits at the time of service, you will really notice how much it costs.

Car Insurance Rates - Can You Lower Them?
Car insurance rates are prohibitive nowadays. Many families really struggle to pay the car insurance bill each month.

Insurance in Northern Ireland: Historic Difficulties
No doubt most readers will have heard of the Northern Ireland "troubles" or possibly seen some of those ghastly images from the seventies, eighties and early nineties on your television screens. Thankfully the worst of those dark days seem to be over.

Why Dont Insurance Companies Reward Us for Being Healthy?
Insurance is always a gamble, a bet actually.You are betting that you'll eventually get sick or hurt.

Insurance Adjusters How They Work And How They Think
Here comes the insurance adjuster. Is he overly friendly? If so, watch out! It's OK to be hospitable.

Cheap Term Life Insurance is Available Everywhere
Cheap term life insurance is easier to get than most people think. Dealing with a life insurance company has been made much simpler thanks to the Internet.

We Dont Need Another Broker: How To Get The Best Liability Insurance Rates Available
Some business relationships are forged through blood and friendship. When you work for a company whose owner has a brother, sister, or best friend that sells insurance, your hands are usually tied when it comes to finding the best deal for your boss on insurance.

Sleep-At-Night Coverage With A Private Health Insurance ( Affordable Health Insurance )
Health Insurance: a sense of dissatisfactionThe three C's, customization, consumerization and customer-satisfaction, seem to be at the core of the business mantra for every service provider. The health insurance provider industry is no exception to this rule.

Origin Of Long Term Care Insurance
In the early 1980's Medicare started using a system called the diagnosed related group of guidelines for advance payments to hospitals. This has really given hospitals authority and incentive to discharge patients very soon after admission to the hospital.

Life Insurance Fears Post the London Bombings Tragedy
Following on from the tube train and bus bomb attacks in London there was a move from several UK insurance companies to reassure victims that claims would be processed "quickly and sympathetically". This need for reassurance came in light of concerns that many victims of the blasts would not be covered by their existing health and life insurance cover.

Group Term Life Insurance and the Options Available
Group term life insurance is more affordable than individual life insurance policies because the costs to the insurer are lower. They have less paperwork to handle, and are guaranteed multiple accounts from one sale - which is their incentive for offering this type of policy.

How Much Can My Auto Rate Increase After One Accident?
Accidents almost always make your insurance rates increase. Whether or not the accident was your fault, your insurance company may have to pay for your involvement in it.

Filing An Insurance Claim
Everything seemed pretty simple when you purchased that insurance policy. If you have a loss, just tell the insurance company about it and you will get paid - Right? Well.

Insurance and The Engineer
The world is no longer right when the two words, Engineer and Insurance are used together, side by side in a conversation. Individually they are words that justify their use, with their own explanations and own meanings as those that compile dictionaries see fit! They each serve their own purpose until such a time as when they are used in the same sentence or even on the same page.

Health Savings Account (HSA): How Do I Invest It?
The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.

More Insurance Information:

Group 1

Group 2

Group 3

Group 4

Group 5

Group 6

Group 7

Group 8

Group 9

Group 10

Group 11

Group 12

Group 13

Group 14

Group 15

Group 16

Group 17

Group 18

Group 19

Group 20

Affordable Health Insurance in Utah

The condition of utah Health Policy Venture (UHPP) lately opined that the Public Worker Wellness Strategy (PEHP) should be available to all little companies in The condition of utah as a way to create health insurance plan protection more cost-effective

Affordable Life Insurance on Children

Most people associate affordable life insurance protection coverage with maturity or even seniority. Why? Because the main objective of life insurance for children protection coverage is to give rise to the well-being for yourself members members in your stead.

Useful Life Insurance Information For California Residents

California residents have a baffling number of choices when it comes to Life Insurance products. The choice of a life insurance plan in California follows the specific reasons and needs of the individuals buying the plans.

What Are The Key Differences In Different Medicare Supplement Plans?

Medicare, a federally funded healthcare program, provides coverage for hospital and physician expenses. However, Medicare doesn't provide coverage for all sorts of medical expenses and thus the need for Medicare supplements comes into play.

Shop Around to Find the Cheapest and the Best Car Insurance Online

These discounts are offered because the company saves on extra costs offered to insurance agent as well as the costs involved in maintaining a good looking brick and mortar structure. These savings made by the company are automatically transferred to their customers in the form of discounts.

Get Benefited Further From Insurance Supplement to Medicare Louisiana

All residents in Louisiana are eligible for protection through plans from insurance supplement to Medicare Louisiana. If you want to purchase one of the policies, the quickest and easiest way is to look for the option on internet.

What Does Protection and Indemnity Insurance Cover?

When it comes to protecting marine items for shipping and other routine operations, owners may be required to have protection and indemnity insurance (P&I). This not only protects the owner in the event of a problem on the water, but it can also provide protection at the docks or in the shipyard.

Why You Need Boat Insurance And How To Get A Good Deal

With insurance deals there is a lot of small print that needs to be understood, and an honest insurance agency will talk you through everything you need to understand about your insurance deal in a way that it will be easy for you to understand.