Mr. Cheapies Frugal Budget Tips

So you feel like a hamster spinning your wheel? The faster you run, the faster the wheel spins. Just when you get a raise, you notice the price of hamster wheels jumps!

Mr. Cheapie is here with his super-charged budget-cutting tips.

One of the biggest wastes of money is restaurant meals. You can cook a meal at home for about 2 cents a plate. Just put leftovers in the microwave, and Presto!

Those same leftovers cost a lot more at a restaurant. They call it "the buffet", and they sell it to you for $10.95.

Consider also the steak dinner that costs, say, $7 at home. At the restaurant, you pay $13.95 for the same meal. Or, if you want fancy napkins, $39.95.

Plus tax.

Funny thing about eating at home; you don't pay tax. But step into a restaurant, and guess who jumps in: "Hello, my name is Taxman. I'll be your waiter tonight. Would you like to start with something to drink? Perhaps a very nice glass of wine? That will be 50 cents, plus the price of the wine, of course."

"Why would you tax my wine?" Mr. Cheapie wonders. "It's not like the government made it."

"Who do you think keeps this country free and safe so that you can enjoy your wine?" Taxman demands. "Do you think Saddam Hussein would let you drink wine if he was still in power?"

"I don't see how he could stop me."

"Hah!" Taxman replies. "He has spies everywhere. He knows you drink wine and he has targeted this very bottle to self destruct."

"Actually, I don't drink wine. His spies must run on the same technology as his scud missiles," Mr. Cheapie muses. "How about a steak dinner?"

"An excellent choice," Taxman beams. "That will be $1.73, plus the price of the meal."

"Now what?" Mr. Cheapie demands. "Are you saying that Saddam is targeting my steak."

"Of course not," Taxman giggles. "We have him locked away. But watch out for North Korea."

"Why?"

"North Koreans are starving," Taxman explains. "They don't have steaks."

"Ah, so the North Korean government wants to take my steak and give it to their citizens."

"Not a chance. That would violate the official North Korean policy of starvation for all. They would never feed your steak to the people. But they would hold it up to taunt them," Taxman grins. "Then they would throw it into the fire to fuel a nuclear missile trained on this very table you are sitting at."

"Which is why you need to tax my steak."

"Exactly," Taxman nods.

"It's like a security deposit."

"That's right," Taxman smiles.

"It's protection money."

"You understand," Taxman winks.

"It's your tip."

"That's what I sa ... no it's not! It's national defense," Taxman insists.

At home, you never have to tip the microwave. But, at the restaurant, your waiter expects 15%.

Mr. Cheapie has discovered a legal loophole to save 15% on your restaurant bill. According to a national Mr. Cheapie survey, your plate usually has 15% too much food on it. Set aside 15% of your meal. When your waiter comes to collect his tip, pay him in food. Your waiter raved about today's special, so Mr. Cheapie is sure he will appreciate having some for himself.

If Taxman is your waiter, don't actually give him the food. Just taunt him with it -- then mail it to North Korea. Then they won't have to blow up your table to get it themselves. Why pay for national defense when the postal service can protect your freedom to eat for just the cost of a stamp?

Aren't you glad Mr. Cheapie offers such useful, free advice?

About The Author

David Leonhardt - sign up for his weekly satire column up at http://www.TheHappyGuy.com/positive-thinking-free-ezine.html or read more columns at http://www.TheHappyGuy.com/self-actualization-articles.html.

Join in the happiness at http://www.thehappyguy.com, info@thehappyguy.com

More Resources

Unable to open RSS Feed $XMLfilename with error HTTP ERROR: 404, exiting

More Debt Relief Information:

Related Articles


Is Filing for Bankruptcy an Option for You?
Bankruptcy laws give debtors a way to resolve debt by dividing their assets among their various creditors and in some cases will allow debtors to be freed of outstanding debts that cannot be paid, even after the division of assets. For individuals who find themselves unable to pay their debts, bankruptcy can be a viable option.
Dealing with Thingitis
Debt is quickly becoming an epidemic in America. However, through the past 50 years, America has not seen such large domestic growth.
Bankruptcy Reform
There are some new bankruptcy laws going into effect before long and many think they are much needed. Of course, that depends on which side of the bankruptcy you are a part of.
The Human Side - Debt Stress
In all the technical discussion you hear about credit card debt, the best ways to manage it and pay it off and all the rest, one thing goes largely ignored. Credit card debt is extremely stressful, and can have a very negative effect on your life, if you let it.
Do It Yourself Debt Relief
With mounting bills and unforeseen hardships, you may be considering some form of debt relief. There are many options to help you, but the best may actually be you helping yourself.
Bankruptcy, Is It A Way Out
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun.
Bankruptcy - The New Scarlet Letter
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2, "On the breast of her gown, in fine red cloth, surrounded with an elaborate embroidery and fantastic flourishes of gold thread, appeared the letter A." The letter A stood for the word adulterer and represented one of the worst insults in society.
How To Get Out Of Debt
If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read these few tips. Some may seem obvious but do put them into practise as they will help.
Creating A Realistic Budget
Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a budget together, we get cold feet.
Craving For Financial Freedom
Have you ever felt trapped in a Rat Race and wished to retire quickly but rich?Have you ever felt that you are spending way too much time working with your boss at your office instead of with those you love? Your spouse, children, friends?Have you ever felt frustrated because you are so deep in debt that you think you won't be able to retire because as soon as you do, the money will stop coming and thus you won't be able to pay off your mortgages and credit card?Have you ever felt that you have no control over your life anymore in terms of time? Think about it: can you take a vacation just anytime whenever you want/ need it and as long as you want/ need it?Have you ever wished that you can work whenever you want and wherever you want?You are not the only one!Too many people are trapped in a Rat Race because they have to. There are too many bills to pay, and too many dreams to fulfill.
Free Quick and Easy Money Saving Tips - Part 2
Although many consumers would argue differently saving money doesn't have to be difficult. In fact by making just a few changes in your normal lifestyle you can find ways to free up extra cash that can be put to better use in a savings account or an investment account.
Future Secured? Oh Really?
A headline for a retirement annuities flyer declares "FutureSecured!" Was your reaction like mine? Yea, sure!Is our financial future ever that secure? Maybe for a few. But for the majority of us this is not true.
Dont Let The Good Times Bury You
It is vital to get rid of debt while things aregoing well. Yet the opposite is usually thecase.
Your Secret Weapon... A Budget
For many, the word 'budget' immediately sends shivers down the spine. Why in the world would anyone need or want to budget their money?First off, budgeting your money does NOT mean you are poor, or are in need of financial assistance.
Bankruptcy: Who is to Blame?
If you are considering bankruptcy as a solution to your financial problems, you are not alone. Bankruptcy is on the rise in this country as consumer debt piles higher and higher.
New Bankruptcy Legislation May Make it Harder to Find an Attorney
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act will make it harder for people with problem debt to have their debt eliminated through filing for bankruptcy. This new legislation will make it harder to have debts wiped out by the courts, and will require more debtors to pay back some or all of their debts.
Different Ways Of Dealing With Debt
Bills, creditors, debt collectors. Are you yearning for the days when all you had to worry about was the money in your piggy bank? If so, you are far from alone.
What Is A FICO Score?
Your FICO score or credit score as it's commonly called is a very important calculation that can control whether or not you are eligible to receive credit and if eligible the terms you can receive credit under. Failure to understand the impact this score can have on you future purchasing power and lifestyle can be disastrous.
Debt is The Master of Souls
Wholeness requires separation. In order for you to experience yourself as being whole, you spend most of your live experiencing being separated, trying to get back to wholeness.
Going Bankrupt in the World
It all starts by defaulting on an obligation: Money owed to creditors or to suppliers is not paid on time, interest payments due on bank loans or on corporate bonds issued to the public are withheld. It may be a temporary problem - or a permanent one.